Vehicle damage and related costs
Review of repair costs, total loss issues, rental car expenses, loss-of-use claims, and expert fees.
After a traffic accident in Germany, evidence, liability, and insurer communication often need to be addressed quickly and correctly. This general page covers car accidents as well as collisions involving bicycles, motorbikes, or pedestrians.
Typical issues after a traffic accident:
I review the traffic accident personally, handle the insurer communication, and guide the claim toward a proper settlement in a structured way.
Full service in English language
Review of repair costs, total loss issues, rental car expenses, loss-of-use claims, and expert fees.
Assessment of unclear accident scenarios, liability shares, and common insurer objections.
If heads of loss are reduced or settlement is delayed, I assess what can actually be enforced.
Where injuries are involved, I also review pain and suffering, treatment costs, and other accident-related losses.
A sound settlement is not built on the amount claimed alone. The accident sequence, liability position, and every individual head of loss must form a coherent and provable case.
Photographs, witness statements, sketches, police records, and vehicle damage are assessed to determine which version of events they actually support. Contradictions can directly affect the liability share.
Each claimed item must be linked to the accident. This applies not only to repairs and diminished value, but also to loss of use, rental costs, treatment expenses, and accident-related follow-on losses.
Assessment reports and settlement letters are reviewed beyond the arithmetic. The key question is which factual or legal reason supports a reduction and whether that reason fits the actual damage.
The matter is therefore handled as one continuous chain of evidence—from the accident scene and liability analysis to proof of every claimed loss.
If the other party caused the accident, their liability insurer will usually also cover legal fees.
Yes. Even in apparently clear cases, insurers often reduce or only partially settle individual heads of loss.
Helpful materials include photos, witness details, police information, insurer correspondence, and records of vehicle damage or injuries.
No. The initial review and further communication can be handled fully digitally or by phone.
3 months ago
Mr. Lerch provided me with highly professional, calm, and dedicated support throughout my legal proceedings. I particularly appreciated his honest assessment of my case and the clear communication he maintained throughout the entire process. Thanks to his strategy and preparation, we achieved a significantly better outcome than originally anticipated in the penalty order. I felt well-advised and taken seriously at all times. I can therefore wholeheartedly recommend Mr. Lerch and thank him again for his support. B. Paal
5 months ago
Complete satisfaction! I needed an expert opinion for the recognition of professional experience towards my studies and received very professional support and advice from Mr. Lerch throughout the entire process. The fact that the application for recognition was accepted was simply the icing on the cake!
5 months ago
Thank you so much for your prompt assistance in my rather complex case. I can highly recommend you – reliable, friendly, and straightforward!
Step 1
You send the key facts about the accident, the losses, and any communication so far.
Step 2
I review the records, assess liability, and identify any open points or missing evidence.
Step 3
You receive a clear legal assessment of which claims may exist and how they can be pursued sensibly.
Step 4
If you wish, I then take over the insurer communication and the further enforcement of the claim.
Dr. Philipp Lerch handles traffic accident matters with a focus on clear liability analysis, direct communication, and structured insurer-facing claim work. The aim is lawyer-led support that is legally sound and easy for clients to follow.

Bicycle collisions are covered on a separate, clearly focused specialist page.
Motorcycle collisions and their specific liability issues are covered on a dedicated page.
Pedestrian collisions are covered separately with a focus on liability and injury-related losses.
Liability, common mistakes, and what to do immediately after the accident.
When you need an appraiser, who pays, and how to proceed correctly
When the opposing insurance must cover your lawyer's fees - and what to watch out for.