Accident facts and liability
Photos, witness evidence, police information, and the exact sequence of events help establish liability properly.
If you did not cause the accident, the other party's liability insurer should settle the loss. It is important to assess liability, evidence, and all heads of loss properly from the start.
These points are especially important after a not-at-fault accident:
The first step is to clarify: Whether liability is properly evidenced, which heads of loss should be claimed in full, and how to respond to reductions.
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Photos, witness evidence, police information, and the exact sequence of events help establish liability properly.
I handle communication with the other party's liability insurer and pursue the justified heads of loss for you.
Depending on the case, I pursue repairs, expert fees, rental car costs, loss of use, diminution in value, and injury claims.
If items are reduced or settlement is delayed, I request a substantiated calculation and pursue full payment.
No. I handle communication, quantify the claims, and pursue full settlement from the insurer.
Depending on the case, I pursue repairs, expert fees, rental car costs, loss of use, diminution in value, and injury claims.
If items are reduced or settlement is delayed, I request a substantiated calculation and pursue full payment.
Where the other party is fully liable, its liability insurer will usually cover necessary legal fees. The precise cost position depends on liability and the individual case.
2 months ago
Thank you so much for your prompt assistance in my rather complex case. I can highly recommend you – reliable, friendly, and straightforward!
3 months ago
Fast case processing, very friendly contact, would gladly use their services again (not the accident itself, but the handling of the case by Dr. Lerch...)
2 weeks ago
Mr. Lerch provided me with highly professional, calm, and dedicated support throughout my legal proceedings. I particularly appreciated his honest assessment of my case and the clear communication he maintained throughout the entire process. Thanks to his strategy and preparation, we achieved a significantly better outcome than originally anticipated in the penalty order. I felt well-advised and taken seriously at all times. I can therefore wholeheartedly recommend Mr. Lerch and thank him again for his support. B. Paal
Step 1
You describe the accident and send the documents available.
Step 2
Photos, witness evidence, police information, and the exact sequence of events help establish liability properly.
Step 3
Depending on the case, I pursue repairs, expert fees, rental car costs, loss of use, diminution in value, and injury claims.
Step 4
If items are reduced or settlement is delayed, I request a substantiated calculation and pursue full payment.
Dr. Philipp Lerch handles traffic-accident claims with a focus on clear liability and the full enforcement of claims.

The broader page on liability and accident claims.
If your vehicle cannot be used after the accident.
If the accident caused injuries.